MCMV Lead disqualified burns the DUTY SHIFT
A disqualified MCMV Lead is your agent spending the whole duty shift with someone the bank will never approve — income over the limit, no FGTS, or negative credit. You paid for ads, filled the schedule, and closed zero deals because half aren't in the range. XMACNA’s Digital Employee talks to each interested party on WhatsApp first, checks income, FGTS, and eligibility instantly, and only sends to the duty shift those with a real chance to finance. Those who don't qualify are served respectfully and offered the right path — without stealing the spot of a lead that closes.
See how the magic happens.
Less wasted leads at the sales event.
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01
Message
Client contacts via WhatsApp, voice, or active campaign.
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02
Context
The Digital Employee reads history, memory, and data from the Intelligent Dashboard.
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03
Decision
It chooses the next action: reply, qualify, schedule, collect, or escalate.
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04
Record
The conversation turns into structured data, private notes, and updated opportunity.
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05
Control
Your team takes over when a human is needed, already with full context.
Income, FGTS, and eligibility checked before the disqualified lead reaches the agent.
You don’t find out a lead is out of range after wasting an hour of the duty shift with them — you find out in the first conversation. The Digital Employee asks for family income, FGTS, and profile, cross-checks updated Minha Casa Minha Vida limits and subsidies, and tells in the moment if the client is eligible. Eligible leads turn into scheduled visits; those who don’t qualify hear a real alternative instead of a meaningless appointment. The agent receives only those the bank approves — and the day is productive.
Most leads arrive disqualified
Only eligible leads pass; the rest are filtered
Duty shift time wasted
Focused duty shift
What matters to know.
How to stop losing duty shifts to disqualified MCMV leads?+
The Digital Employee checks income, FGTS, and eligibility on WhatsApp before scheduling any visit. Only compliant leads reach the agent — the rest get filtered, preserving the schedule.
Does it know the brackets and income limit of Minha Casa Minha Vida?+
Yes. Recognizes Brackets 1, 2 and 3, along with updated subsidies and income caps, and cross-checks FGTS to instantly tell if the client is eligible before taking a spot in your duty shift.
And does it just discard the ineligible lead?+
No. It serves them respectfully and when appropriate offers the direct financing line — you preserve relationships and duty shift time, without scheduling visits that won’t close.
How can I see who was triaged and what each answered?+
Each lead enters your Intelligent Dashboard with income, eligibility, and funnel stage already filled. Integrates with any system that has an API, no typing needed by the agent.
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